Customer Privacy of Information Policy

As our customer, you have trusted The L. Warner Companies, Inc. (TWC) to help you achieve financial success and security. To maintain that trust, we are committed to protect the privacy and security of the personal information that we collect about our customers. This notice is intended to help you understand how we collect, handle, and safeguard that information.
We treat the personal information of our customers in a confidential manner. We do not provide any information to unrelated companies for the purpose of marketing their products or services to our customers.

When you establish a relationship with us, you are requested to furnish personal and financial information used to assist in assessing your financial objectives and goals. The information you share with us is often private and confidential, and we are therefore committed to its protection. In addition to the information collected, during the course of our relationship, we may also collect a variety of nonpublic personal information from other sources. The confidential information we collect may include the following:

• Information we receive from you, such as your name, address, social security number, assets, income, investment objectives and other information as required by Industry Regulators.
• Information about your transactions, including balances, portfolio holdings, cash balances, margin balances, and customer statements. Also included may be portfolio evaluations.
• Information we receive from our broker dealer - M Holdings Securities, Inc., our correspondent clearing broker - Pershing, various fund sponsors, unaffiliated custodians and money managers, your accountant, attorney or other professional obtained by you.

Medical or health information that you the customer authorize us to receive from doctors or other health care providers and medical vendors in relation to the advice provided in relation to insurance policies.

TWC does not share customer information with any third party other than those that are authorized by you or that are required in order for us to provide services agreed upon by the client, service an account, execute a transaction, or if required to do so by regulation or law. We may share information with our Broker/Dealer, M Holdings Securities, Inc., its clearing correspondent Pershing, a third party money manager or unaffiliated custodian as is necessary to provide advisory services.

TWC has established policies to maintain physical, electronic, and procedural safeguards to maintain the confidentiality of the personal information of our customers. Appropriate measures are taken to ensure that access is available to those individuals who need to know that information in order to provide our products and services.

TWC is committed to keeping your customer information secure, accurate, and current. It is your responsibility to provide accurate information and to update changes to your personal data as necessary. You should contact us with any updates and/or changes required to your personal information.

Your relationship is very important to us and we thank you for the opportunity to serve your financial needs. If you have questions regarding this policy, please contact us at:

9690 Deereco Road
Suite 650  
Timonium, MD 21093

410-252-0808
410-252-8965 (fax)
twc@lwarner.com

SMS Privacy Policy

Added 7/14/2025

Foundation Risk Partners, Corp. (“Foundation Risk Partners”) is committed to protecting your privacy. This Privacy Policy (the “Policy”) governs how we treat the Personal Information that we collect and receive from you in connection with your use of the SMS Service (“Service”), which we make available to you through a third-party service provider. This SMS Privacy Policy is part of our main Privacy Policy, which can be found at https://foundationrp.com/privacy-policy/. This Policy is incorporated into the Terms of Service. 

By using the Service, you agree to the terms of this Policy. Foundation Risk Partners reserves the right, in its sole discretion, to modify or change this Policy at any time with or without prior notice to you. The date of the last update will be posted at the top of this Policy for your convenience. This Policy, and any changes, are effective as soon as posted. Your continued use of the Service following the posting of any changes to the Policy constitutes your full acceptance of those changes. 

“Personal Information” is information that individually identifies you, such as your mobile phone number or user/screen name, as well as any Personal Information that you choose to include in messages you send through the Service. 

What Personal Information is Collected About You 

Through the use of the Service, Foundation Risk Partners will receive the following information from our third party service provider: your mobile phone number when you send a text message to us, the text of messages that you send to other users of the Service, any user or screen name that you select in connection with the Service, as well as any comments or feedback regarding the Service that you send to us. 

How Foundation Risk Partners uses Personal Information About You 

We use Personal Information to (a) provide you with the Service, (b) process and respond to inquiries, (c) improve the Service, (d) if necessary, contact you with important announcements or messages, (e) conduct research, and (f) provide anonymous reporting for internal and external clients and partners. 

Each message that you send through the Service (either to us or to other users of the Service) is stored on our servers. We retain these messages on our servers. Foundation Risk Partners utilizes servers and services owned by third parties. 

Disclosure of Your Information 

We will not rent or sell your Personal Information to other companies or individuals, unless we have your consent. We may use or disclose such information in any of the following limited circumstances: 

• We have your consent. 

• We need to enforce our Terms of Service. 

• We provide such information to trusted businesses or persons for the sole purpose of processing Personal Information on our behalf. When this is done, it is subject to agreements that oblige those parties to process such information only on our instructions and in compliance with this Policy and appropriate confidentiality and security measures. If the third party fails to comply with our terms, Foundation Risk Partners is not accountable in any way for any liability or reimbursement. 

• We provide such information to third parties who have entered into non-disclosure agreements with us. 

• We provide such information to a company controlled by, or under common control with, Foundation Risk Partners for any purpose permitted by this Policy. 

• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights, or the legal rights of others, or defend against legal claims. 

• We believe it is necessary to share Personal Information to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Foundation Risk Partners’ Terms of Service, or as otherwise required by law. 

• We transfer Personal Information about you if Foundation Risk Partners is, or its assets are, acquired by or merged with another company. 

We may share aggregated information with others without further notice. An example of this would be the number of people who used the Service in a given month or the total number of texts sent in a given week. 

Security 

Foundation Risk Partners takes precautions to ensure the security of your Personal Information, including ensuring that our third party service providers protect the security of your Personal Information. However, we cannot guarantee that hackers or unauthorized personnel will not gain access to your Personal Information despite our efforts. You should note that in using the Service, your information will travel through third party infrastructures which are not under our control (such as a third party SMS delivery platform or your carrier network). 

We cannot protect, nor does this Policy apply to, any information that you transmit to other users. You should never transmit personal or identifying information to other users. 

Opting In 

A mobile user might opt-in by: 

• Entering a phone number online, 

• Sending an Mobile Originating (MO) message containing an advertising keyword, or 

• Filling out a form that includes their phone number. 

Opting Out 

Foundation Risk Partners’ third-party service provider gives you the ability to opt out of the Service for any reason. You can opt out by texting “STOP” or “QUIT” to the 10-digit long code phone number used to message you. 

We reserve the right to send you certain communications relating to the Service, such as announcements and administrative messages, without offering you the opportunity to opt-out of receiving them. 

Children 

The Service is not intended for children under 13, and Foundation Risk Partners does not knowingly collect information from children under the age of 13. 

Children aged 13 or older should not submit any Personal Information without the permission of their parents or guardians. By using the Service, you are representing that you are at least 18, or that you are at least 13 years old and have your parents’ permission to use the service. 

Intended Audience 

Foundation Risk Partners requires that users of this service be limited to US residents only. 

Question or Concerns 

If you have any additional questions regarding this Policy, please feel free to contact us any time by texting “HELP” to the 10-digit long code phone number used to message you or visit https://foundationrp.com/privacy-policy/.