HOME GENERAL INFO ENROLL BY PHONE SHORT TERM DISABILITY UNIVERSAL LIFE WITH LONG TERM CARE ACCIDENT INSURANCE CRITICAL ILLNESS WHAT HAPPENS NEXT FORMS & BROCHURES
Voluntary Employee Benefits Program
For employees who work 35 hours or more per week
Critical Illness Insurance  
Critical Illness
Critical Illness insurance can help relieve the financial impact of a sudden, life-threatening event by helping to pay the direct and indirect costs of the illness. The policy provides a lump sum cash benefit upon the first diagnosis of a covered critical illness after the policy effective date. Covered critical illnesses are limited to the specific definitions found in the policy. Covered illnesses include:
Heart Attack
Permanent paralysis
Stroke
Major organ transplant surgery
Cancer
End-stage renal (kidney) failure
Burns
Coronary bypass surgery
  • Critical Illness insurance does not require a specific expense for payout. It is intended to help cover some of the expenses not covered by medical insurance, such as experimental treatments, out-of-pocket deductibles and copays, child care, travel expenses, and more.


  • Coverage includes insurance benefits, education to promote wellness and early detection along with LIVESTRONG® Survivor Care resources to help those who are diagnosed stay focused on recovery.


  • If you are diagnosed with a covered illness, this plan will pay you an amount that depends on the illness.


  • You can purchase coverage for yourself, for yourself and your children or for your entire family.


  • Limited or no medical underwriting will be required if the amount of coverage being applied for does not exceed $20,000.


  • For a complete description of this benefit please follow the link below to the product brochure.
 
 

FORMS

 
 Critical Assistance plus Consumer Information Sheet
 Medicare Disclosure (Required if age 65 or older or if qualified for medicare)
 HIPAA Notice (Required with each application)
 TWM Privacy Notice
 Critical Assistance plus Employee Application-MD
 Critical Assistance plus Employee Application-NV
 Critical Assistance Rates
 
 
   
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