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Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through The L. Warner Companies, Inc., a Registered Investment Advisor. The L. Warner Companies, Inc. is independently owned and operated. The L. Warner Companies, Inc. is a member of M Financial Group. Please go to mfin.com/disclosure for further details regarding this relationship.

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For important information related to M Securities, refer to the M Securities' Client Relationship Summary (Form CRS) by navigating to mfin.com/m-securities.

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