Marketing Team
Rick Spivey has over 40 years of experience in the financial services industry and specializes in wealth accumulation, wealth protection, and wealth transfer strategies. Prior to joining TWC, Mr. Spivey was a Managing Director at United Bank.
Mr. Spivey has been involved with sophisticated life insurance transactions throughout his career, and is considered a specialist in that area, providing services to business owners, corporate executives, professional athletes, banks, and publicly-traded companies. In addition, he holds the designations of Chartered Financial Consultant® and Chartered Life Underwriter® from the American College in Bryn Mawr, Pennsylvania.
Mr. Anderson is primarily responsible for forming retirement plan solutions, servicing retirement plans and managing private managed money accounts. He holds Series 6, 7, 24 and 66 securities licenses, as well as a life and health insurance producers’ license in California, Iowa and Florida. Mr. Anderson holds the Accredited Investment Fiduciary® (AIF®) professional designation and has more than 30 years in retirement plan management, investment management, brokerage and corporate finance. He is a nationally recognized advisor in the retirement investment advisor field and has managed over $3 billion in his career, including at the top tier of American business.
As a Senior Finance and Investment Analyst for Bergen Brunswig Corporation—now known as AmerisourceBergen—he managed the assets of the firm’s qualified retirement plans and cash portfolios and was the corporate finance staff’s lead analyst. Prior to joining TWC, Mr. Anderson was Executive Vice President of Finestone Partners.
Mr. Anderson graduated from University of California, Los Angeles (UCLA) with a Bachelor’s Degree in Finance and has studied at the UCLA Anderson School of Management and Boston University.
Mr. Gramigna specializes in comprehensive financial consulting services to high net worth individuals and successful corporations. Prior to joining TWC, he provided financial planning for clients for one of the top 28 largest insurance companies.
Mr. Gramigna holds a Bachelor of Business Administrative degree from Loyola College in Baltimore, Maryland. In 1991 and 1992 he was named NCAA Academic All-American by the Golf Coaches Association of America. He is a registered representative with a Financial Industry Regulatory Authority (FINRA) member firm holding the Series 6, 63, and 65 securities registrations and insurance licenses for life, health, disability and long term care.
In addition to Mr. Gramigna’s business and professional activities, he is an avid golfer. Mr. Gramigna is a former New Jersey Amateur and Mid-Amateur Champion, has been named "New Jersey Golfer of the Year" and competed in several USGA events. He was President of Tavistock Country Club from 2014-2016 and was on the Board of Governors from 2003 to 2021.
Mr. Lester brings over 18 years of experience in the area of Executive Benefits to The Warner Companies. Throughout his career, Mr. Lester has been responsible for building strong, long-term relationships with his clients.
Prior to joining TWC, Mr. Lester was a founding partner of a commercial real estate firm and was the top Atlanta Commercial Realtor in 1991. He developed over two million square feet of mixed-use space and planned the development of four parks totaling over 1,200 acres. Mr. Lester's clients benefit from this project management experience. He started his career in executive benefits as the Chief Administrative Officer for a start-up firm in Atlanta and spent over 14 years with another national executive benefit consulting firm.
Mr. Lester's clients include companies in the Fortune 500 marketplace. He serves clients with plans ranging from ten eligible participants to over 500 eligible participants. He has completed projects for clients in diverse industry sectors, such as: High Tech/Information Services, Manufacturing, Home Building, Consumer Products, Public Utility, Defense, Hospitality and Banking. Several of his clients have discrimination testing issues in their 401(k) Plans, and he has worked to provide benefit restoration to the key employees using cost effective solutions.
Mr. Lester earned his Bachelor of Arts degree in Economics from Grove City College (PA) and his MBA from Emory University (GA). He holds FINRA Series 6 and 63 securities registrations, as well as life and health insurance licenses.
In addition to Mr. Lester's professional achievements, he is a trained percussionist and has played drums for a number of bands. He founded two non-profit organizations that strive to support high school athletes in his local community and encourage younger children to be more active. From 2011 through 2021, Mr. Lester taught micro-economics for a local college.
Since 1973, Mr. Snyder has served a broad-based clientele, including high net worth individuals and families, and both privately-held and publicly-traded companies. Mr. Snyder’s experience ranges across a broad spectrum, from employee and executive benefit planning to wealth accumulation and wealth transfer strategies.
Mr. Snyder received his Bachelor of Arts degree from the University of Maryland, with additional post-graduate studies at The Johns Hopkins University. He received his Chartered Life Underwriter® designation from the American College, located in Bryn Mawr, Pennsylvania, and is a registered representative with the Financial Industry Regulatory Authority (FINRA). Apart from his business activities, Mr. Snyder has been actively involved in many civic, educational and charitable endeavors.
